It has not been more than 60 days since the distribution from my HSA. We did not remove any money from my wife's HSA. In fact, it has a zero balance at the moment. It appears that you can request to "return" mistaken distributions from a custodian but I fear that might not be an option here. My HSA was closed and liquidated and since I am not with my previous employer any longer, I questions whether I would be able to re-open it.
I had hoped that I could just contribute this distributed amount to my spouse's HSA and NOT take a deduction for it (since I took a distribution when I first contributed to my account). But it sounds like that may not be an option.
If my old HSA custodian refuses to re-open the account and accept the mistaken distribution, is my only option substantiating our qualified medical expenses over the past few years (since my HSA was original established) up to the amount of the distribution?
