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Deductions & credits
I would say that amending your return to remove the penalty would be worth it, because if you were charged a penalty, you also carried over the excess to 2017, which will reduce your contribution limit next year.
As for "amend my return today", it doesn't matter when you amend a return, so long as you do it within 3 years. Today is not the deadline for amended returns.
‎June 4, 2019
12:05 PM