Deductions & credits

We will spend much more than the $5,000. Our situation will change, but only for the oldest one who’s care is currently 1800 a year it will be dropping to $600 next year. So I tried to account for that in my calculations. So looks like I need to do the FSA. But we won’t get a tax break at tax time as we are basically taking the tax break throughout the year, if I understand this correctly.