Hello TurboTaxBillMc,
Yes. When I select "Yes, I was covered by an HDHP during at least one month during 2017" and selected "I had different plan types at different times of the year".
Then on the next page, selected "Self" from January to June and selected "None" for July to December.
When you hit the Calculate Max Contribution limit button, what was the answer?
- The answer is "Your maximum contribution limit is $1,700"
Your wife contributed nothing to her HSA in 2017, right?
- Yes Nothing contributed for year 2017.
When your wife had the question, "Was [name] covered by a High Deductible Health Plan (HDHP) in 2016?", did she (you) answer "Self"? and on the subsequent screens did you indicate that she had Self coverage every month in 2016?
- No questions asked about year 2016. For question "Was [name] covered by a High Deductible Health Plan (HDHP) in 2017?" we selected "I had different plan types at different times of the year". (image 4 attached).
Then on the next page, selected "Self" for the months between January to June and selected "None" for July to December (image 3 attached).
Did your wife report an "overfunding" of her HSA in 2016?
- Not over funded. so we selected "No".
You have seen the HSA Summary screen, right? What are the differences between when you enter Family and when you enter Self?
- The HSA summary screen shows same and $0 as no distribution (No 1099-SA) was made.
Overall I see the problem when I select "I had different plan types at different times of the year". Instead If I select "I was covered by a Self only plan every month of the year", no penalty deducted. I am not sure If I can select "I was covered by a Self only plan every month of the year".
Appreciated your time.
