Did you have an HSA in 2016? Did you contribute to it? I feel like I am missing a key piece of data. When did your wife begin the Self coverage? In the middle of 2016? Did you have HDHP coverage in 2016, even for part of the year? If so, was it Family coverage.
Hmmn, when do you two change coverage in 2016 and how did it change (i.e., which coverage in which months)? Also, how much did the two of you contribute in 2016 to your respective HSAs?
