Deductions & credits

If you cover yourself and your daughter, that would be considered a family HDHP and you can contribute up to $7900 ($6900 plus $1000 catchup for over 55).  (If your wife is also over 55, but not enrolled in an HDHP, you can't include her $1000 catchup provision.)

You can use your HSA to pay for out of pocket expenses incurred by yourself, your spouse or your dependent, even if your spouse is not eligible to contribute to an HSA.