I am doing my daughter's taxes. In 2025, the amount my daughter paid out of pocket from January to March was different than what she paid the rest of the year. Covered California should have adjusted the advanced premium tax credits accordingly, for those months, but did not. Instead, the 1095-A form shows the same premium credits from January to December, which is not an accurate representation. The issue is that these amounts on the 1095-A do not accurately account for the adjustments in how much she pays out of pocket. Should I change the amounts to the correct amounts to reflect her out of pocket expenses?
