My husband and I got married in December 2025, and we were both employed all year. I had health insurance through NJ GetCovered (marketplace).
How is the premium tax credit calculated so that the entire income for both of us, does not create an excess repayment to IRS? I'm so confused by this :(
EDIT: Is there a way to indicate that because we only got married in December, the marketplace was based on my income as single?
