One other thought: If the IRA at Ins A was an inherited IRA (code 4 in box 7 of the Form 1099-R) and you are a non-spouse beneficiary, the distribution was not eligible for rollover and the deposit into Ins B is an excess contribution subject to penalty unless timely corrected. Because such a distribution is ineligible for rollover, TurboTax will not ask what you did with the money.
