My spouse and I bought a house this year. Our loan was sold twice, so we have three total 1098 forms from 2025. Following instructions from a previous post and this article, I input the information for all three, in chronological order (starting with the original lender's 1098 form), and ensuring that the current lender's 1098 is the "most recent." I was charged for Premium BEFORE being able to e-file, then this issue came up. I need help ASAP to e-file. Screenshot of the issue that was flagged is below.
- I'm noticing that the interest amounts paid to two of the servicers are very similar amounts. This is not a mistake; we paid interest for two months to the first one (United), two months to the second one (Mr Cooper), three months for the third one (Crosscountry mortgage). So the 2-month ones are very similar interest amounts. Could that be the problem?
- Is the problem that the mortgage origination date is the same? Those are the dates that appeared on each form.
- We did pay for points on the original loan. Do we need to say "we paid for points" on all three of the 1098 forms?
- Just confirming that a loan being sold is not the same as "refinancing" for TurboTax?
