If this was just a second home then generally the loss is not deductible. If it was ever used for rental property and you sold the house at a loss then yes, you can take the long-term loss on your tax return. But there are other things you have to take into consideration.
If you received an insurance settlement in order to fix up the property but then decided to sell it the insurance settlement is seen as reimbursing you for your loss. So make sure to reduce the loss by any insurance settlement received.
If you took a loss from a disaster declaration already then that can be seen as reducing your basis in the property. So reduce your basis in the property by any disaster loss that you have already taken.
[Edited 2/20/26 7:30 AM PST]
@Stevenb12
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