turbolark
Returning Member

Schedule A Line 1 does not contain out of pocket premiums

In 2024 Schedule A Line 1 was the sum of medical expenses and ACA out of pocket premiums. In 2025, Line 1 only includes the medical expenses.

In the user interface, this shows up as
YEAR                         2024       2025
Medical expenses 15000     4000
ACA premiums                0    5000
The 15000 in 2024 was mostly premiums that were not covered by the ACA PTC.

Law change?  Turbotax changed to conform to law? Bug?  Note: I am not talking about 7.5% floor, whether I actually do federal deductions (I don't, but I need Schedule A  for State adjustments) and the rest of it. Just what goes into Line 1. I don't care if the UI shows two numbers or one. I think that premiums that are actually paid out of pocket should be deductible.  If that is not the law, then I need to amend 2024.

Thank you.
Lark