Deductions & credits

Hi VolvoGirl...so you're saying that  — using the above numbers — my AGI would be $32.5K, then I add in 1/2 of my SS, which is $12.5K, plus my wife's SS, $10K, and our combined income is $55K?

If that's how the threshold for taxing SS is figured, there's no way we can avoid having to pay.

Thanks.