I'm trying to properly account for medical costs when distributions from an HSA are involved, including distributions from prior years. Here is an example: My total medical costs for 2025 were $17,000 ($15,000 were not reimbursed, $2,000 were reimbursed in 2025 via my HSA). I had total distributions of $2,700 ($2,000 were related to 2025 costs and $700 from 2024 costs). Based on that info what should the answer be for "Total Deductible Medical Costs" line 14 of the Medical Costs Worksheet (which flows to line 1 of Schedule A)? Thank you.
