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Deductions & credits
In theory, you divide the interest based on how much each of you paid. In practice, a married couple can usually say something like "Adam paid 100% of the mortgage interest because Betty paid 100% of other expenses."
So you can put it all on one person or split it any way that seems reasonable to you both. But do not claim more than the total between you, that would be double dipping.
‎February 11, 2026
9:36 AM