This year, I contributed via paychecks a total of $5370 to my HSA. I contributed an additional $3220 to it for a total of $8590 (barely over the family contribution limit of $8550). Our gross distribution is $9007, and we had a balance of $534 from 2024 (not an excess). Turbo Tax says that we have an excess contribution of $457 for 2025. This seems to be subtracting the contribution limit ($8550) from the gross distribution ($9007), and we're trying to figure out why it is not taken from the total contribution for 2025.
