In the HSA section, when TurboTax indicates that you had a $2,792 excess contribution just indicate you had $2,792 of contribution returned. If the excess was contributed through your employer, TurboTax will add this amount to your income by including it on 2025 Schedule 1 line 8f. There will be no penalty on Form 5329.
As for the $18.53 of interest, because the distribution occurred in 2026, the interest will be reported on a code-2 2026 Form 1099-SA that will be taxable on your 2026 tax return. You will only receive a 2025 Form 1099-SA for the distributions you received in 2025, presumably used to pay qualified medical expenses.
