The 2025 version of TurboTax Desktop I reviewed doesn't directly ask if the property is an RV in the Mortgage Interest section. At the entry screen, "Let's get the details from your 1098", there is a link you can click, "What if I don't have my 1098?". The following explanation appears if you click on the link:
"That's OK. You can get your mortgage info by going to your lender's website. Other documents, like your monthly mortgage bills and your closing disclosure (or HUD-1), will also have some of this info...". and other info relating to 1098's.
Below this explanation, another link appears, "Are there exceptions?" Click that and more explanations appear, including "If you have a loan on an RV, travel trailer, tiny home on wheels, or a boat that you use as a home, your lender won't send you a 1098, but you might still be able to claim this interest."
If you have a qualifying RV, you can still enter the interest in the Mortgage Interest section.
A mobile home, RV, house trailer, or houseboat that has sleeping, cooking, and toilet facilities counts as a main or second home, and as long as it meets all the other requirements for deducting mortgage interest, you can claim the interest like an immovable home.
See IRS Publication 936 for more information on mortgage interest deductions.
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