dmertz
Level 15

Deductions & credits

Generally, yes, but that would be up to the HSA custodian and the custodial agreement you have with them.  If for some reason they only permit contributions made by your employer, you could always open a second HSA account elsewhere to receive your personal contribution.  While it may be less convenient to keep track of multiple HSA accounts, nothing prevents you from having multiple HSA accounts; they are treated in aggregate for tax purposes.