My response is similar to the other user on this post, though I'm using Desktop.
1. I *did* have HDHP coverage for all of 2025. TurboTax asked me whether I had HDHP 2025 coverage and I said "yes". Then it asked about special situations (I have none).
2. Then it asked what type of 2025 HDHP coverage and I selected "self only for every month".
Then it has me review my monthly coverage for 2024. Is this because of the "last month" rule? [I did have HDHP all of 2024 too]. I just set every month to "Self Plan" and it seems happy...deducts my full contribution. I just don't recall getting this question before when I've indicated full year coverage.
