It looks like it may have been a Turbo Tax glitch. After posting my question, I logged back in and they said that they were updating the HSA forms and I couldn't complete my return until that was done. I logged in a few days later and it was fixed and appropriately not counting my contributions as excess contributions. I noticed that it had not been saving my information on which months I had been covered by different types of high deductible plans in 2025, so I think perhaps the system was not showing that I was covered by a high deductible plan. It now saves my information and is calculating correctly. Thank you!
