BillM223
Employee Tax Expert

Deductions & credits

There is a situation in which TurboTax legitimately asks for information on the prior year (2024 in your case),  This is when you used the last-month rule in the prior year (i.e. 2024), yet failed to maintain HDHP coverage for the entire current year (i.e. 2025). If this is your situation, then TurboTax needs to know what kind of HDHP coverage you had in 2024 as well as what HSA contributions you made in 2024.

 

However, it is not at all clear that this is your situation. 

 

1. Are you using the Online TurboTax product or the desktop version?

 

2. Can you tell us the question(s) TurboTax is asking about 2024 (a screenshot attached here would be nice if possible)?

 

 

P.S. Don't worry about references to form 5498. You are not actually asked any questions about this form.

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