Is this right for 2025 or do these limits interact with each other? Say I have $30K of net profit from schedule C. Subtracting half my SE tax, I get $27,881. Can I contribute all of these?:
1. Employer contribution of 20% of $27,881, which is $5,576, to a traditional Solo 401(k).
2. Employee contribution/deferral of $23,500 to a Roth Solo 401(k).
3. Employee contribution of $7,000 to a Roth IRA.
That totals $36,076. Assuming that I can find the cash, can I do all three of these? I created the 401(k)s months ago, so there is no issue with that.
