@user17664993119 wrote:
will mean that I'm considered to have a retirement account through my job for 2026 which means I cannot deduct my 2026 IRA contribution
Yes, it will mean you are covered by an employer retirement account, but whether or not you can deduct a Traditional IRA contribution is based on your income (see link; it shows the 2024 income limits but should give you an idea for how much income is allowed).
https://www.irs.gov/retirement-plans/plan-participant-employee/2024-ira-contribution-and-deduction-l...
