@thecovert wrote:
Thanks for the responses!
Just to clarify some details: for the first half of 2024, my wife was on my health plan. For the second half of the year, in August, she got a new job so we removed her from my health plan since she got health insurance through her new company. Since I had my account setup to autopay, we contributed the full family amount to the HSA plan in my name for 2024.
For 2025, we just kept contributing to my HSA plan.
She does not have her own HSA plan. We are both under 55. This is after tax dollars since neither of our employers offers company-sponsored HSA plans.
When you removed your wife from your insurance, did you keep your insurance set up as a family plan (self + spouse or self + kids), or did you downgrade your plan to single coverage?
