Deductions & credits

Ohio property taxes are paid in arrears.  Here is an article explaining. 

https://thecincyblog.com/2021/07/22/ohio-property-taxation-explained-again/

 

The taxes you paid in January 2025 covered the period from January 1, 2024 through June 30, 2024. 

 

The taxes you paid in June 2025 cover the period from July 1 2024 through December 31, 2024. 

 

That means that when you sell the home, you owe an additional amount to cover the period from January 1, 2025 through the closing date.  

 

When you originally bought the home, you did not have to pay as much into escrow as buyers in other states.  For example, the buyer of your house won't owe any tax payment in January 2026, because that would cover January-June 2025 which you paid because you owned the house.  And they will owe only a partial payment in July 2026, because that will cover July-December 2025, when the only owned the home about 1/3 of the time.  That same calculation benefitted you back whenever you bought the house.  You paid less when you bought and more when you sell, but in the end, you only pay for the number of days you owned the home.