@CP01 wrote:
Thank you so much for explanations and guidance I greatly appreciate it. Lots to think of 🤔
Have a great Holiday!
And if you like the idea of Roth funds (not deducted now, and no tax when you retire), ask any new employer if they offer Roth accounts in their 401k. Most do, although it is not required. And even if they do offer a Roth option, it can only be used for your contributions. Any employer match must go into a pre-tax account. But it's a way of getting Roth money even if you can't contribute to an IRA because of your income.
