I'm not suggesting any "backdoor" Roth, just ordinary contributions to a Roth IRA. You are not above the $150,000 MAGI limit for making an ordinary Roth IRA contribution.
A $200 contribution made for 2025 to a traditional IRA can be recharacterized to be a Roth IRA contribution instead (not a Roth conversion), making it as if the $200 was originally contributed to the Roth IRA instead of to the traditional IRA.
"I won't get any credit"
You mean deduction, not credit. That's why I suggest recharacterizing the $200 contribution to be a Roth IRA contribution instead.
