Thanks for responding. I don't have a Roth IRA and per my understanding I can't open a backdoor Roth IRA since I don't have a 401K to transfer the pre-tax amounts out of the traditional IRA unless my understanding is wrong.
If I understood you correctly I can't make 401K contribution to the traditional IRA as it will now be considered as IRA contribution and I won't get any credit cause of income limit. In other words leave things as is since no tax benefit?
