@NCperson wrote:
@Opus 17 can you please reconfitm the 'wrinkle' paragraph? A child certainly can be a dependent beyond the age of 24, they just can't be a Qualified Child (unless disabled) but they could be a Qualifying Relative. Does that change the advise?
example of a dependent (a Qualifying Relative): A 25 year old child is on the OP's insurance, providing more than 50% of their support costs and the child earns less than $5200.
Correct, a QR dependent can't contribute to an HSA. I would like to think that most 19-26 year olds can earn at least $5500, though, especially if they are not full time students. The case I am thinking about is a child who graduates college and is earning a little money, but is still carried on their parents' insurance until age 26, or a child not in college between the age of 19-26 who works a little but is still covered by their parents' insurance.
