@Opus 17 can you please reconfitm the 'wrinkle' paragraph? A child certainly can be a dependent beyond the age of 24, they just can't be a Qualified Child (unless disabled) but they could be a Qualifying Relative. Does that change the advise?
example of a dependent (a Qualifying Relative): A 25 year old child is on the OP's insurance, providing more than 50% of their support costs and the child earns less than $5200.
