Hello,
I learned much from the forum, and had received help earlier from Opus17 and BillM223 in March.
So, I am continuing to work at age 70, ready to join a HDHP plan at the upcoming open enrollment in Dec 2025, to also cover my wife, and my college grad, dependent on the same tax return, until she moves out.
1. Should I sign up for such HPDP family plan, so that my wife can get her own HSA where her contributions are tax deductible
2. Would I take care of my health expenses via my typical annual premium and savings, but cannot use any money from the HSA
3. Would my wife's HSA annual contributions be limited to a single, or a family maximum?
4. Would my daughter be allowed to use such HSA savings for health/ medical expenses?
Thank you!
Reference which helps but does not quite answer my situation:
https://www.ppibenefits.com/Resource-Library/Compliance-Corner/FAQ/can-an-employee-still-contribute-...
