I agree that it may not be called a "after tax" HSA, but that is the only way I can describe it. My bank sends my expenditures to IRS and they are reported on line 14a of form 8889. But my question is this, how can I withdraw money(for personal use) from my bank's HSA in which it is all funded with after tax dollars and not have my bank send to IRS indicating it as distribution? Thanks
