Thanks for confirming! The reason I wasn't sure using the 2024 numbers, is that for 2024, the HSA deduction limits are $4,150 for self-only and $8,300 for family, so we are still under the family limit even if we fill up to the individual limit, so I couldn't tell which limit it was using for the calculation "behind the scenes". This is not the case for 2025 and 2026.
