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Why does TurboTax say that there was an excess HSA contribution even when the total contribution was under the IRS limit?
In 2024, my spouse and I were on HDHPs and contributed 4150 each to our HSAs. The 4150 contribution to each of our HSAs included employer contributions. So the total HSA contributions for both of us was 8300, which was the IRS family HSA limit for 2024.
Note that I am preparing a Married Filing Separately return. And so I only included my HSA related info. TurboTax says that I made an excess contribution of 4150, which I believe is incorrect.
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‎October 14, 2025
9:03 PM