Hi, I was a resident in 2023 and had 3 private pension schemes from my job. Moved back to my country, abandoned my green card and was a non resident for 2024. I withdrew my contributions, and all the companies took 20% of tax. I received 1099Rs. I know I need to pay a 10% penalty too. The contributions were my only income. I understand I need to file 1040NR, fill out line 5a and 16 etc.. But I want to make sure the income is not NEC? Im also filling schedule 2 for the penalty, and form 8840 as a non resident. I'm not reporting income from my home country as I already reported it here. Same with US bank interest that I believe I don't need to report as a non resident now. If someone can confirm my understanding I would appreciate it. Thank you
