Roth Conversion, IIRMA, and Big Beautiful Bill ... What product?

What tax planning tools / products do you have?   I have to decide how I will disburse retirement savings, whether to roll IRA to Roth and don't want to get tripped up by IIRMA (Medicare Penalty) or the recently signed Big Beautiful Bill.  The ideal solution would let me enter projections for the next 3-4 years and show the tax implications (including IIRMA penalties).