@kristinacyr wrote:
my daughter pays the mortgage and everything else.
Maybe you could give us some more information about the situation with the house and your daughter.
If she is paying for everything, what is the situation that it is your house, rather than she owes the house?
For example:
- One scenario could be that she couldn't qualify for a mortgage, so she asked you to buy it. She paid for the down payment and the entire time she has paid for everything, and when the house eventually sells she will get all of the proceeds. In other words, although the title is in your name, for all functions it is her house.
- Another scenario could be that you owned the house for a while and either used it personally or rented it out. Then at some, she asked if she could stay there a while and you said "okay, as long as you pay the bills". But then at some point she will move out and you will start using it again for yourself or rent it out again.
- Or your scenario could be something else.
In my opinion, we first need to find out that before we can tell you how to proceed (personally, I would treat the two scenarios above differently).
