Another issue is the Earned Income Tax Credit (EIC or EITC).
The earned income credit is first calculated (actually looked up in a table) on your earned income then it is calculated on your total income (AGI). You get the lesser of the two calculated EIC numbers.
The 401k withdrawal will increase your AGI for the year and will most likely (at "about 50K a year") reduce or wipe out any EIC you were going to get.
See EIC income limits for 2025 at:
https://www.nerdwallet.com/article/taxes/can-you-take-earned-income-tax-credit#:~:text=minus%20certa....
