@whphillips - you would not complete an amendment. The IRS has very specific rules on how to take a credit for this income. TaxAct has a very good explanation and instructions on how to take a credit on your 2025 (yes 2025) tax return.
https://www.taxact.com/support/14417/2024/repayment-of-income-general-irc-credit?hideLayout=False
Since most do not itemize, Method 2 would be the way to go in this case. Where it states "2024" replace that with "2025"
