I separated from my soon-to-be ex-husband in 01/2024. At the time, I had a part-time job, so I was enrolled with Covered CA. I got a full-time job in 03/2024 and I tried to disenroll from covered California in March 2024, but covered California would not allow me to disenroll until April 2024. So fast-forward to 2025, I went to file my taxes and I was asked if I had insurance. I said yes and if I had a 1095 A, which I said yes. When the tax preparer put the information in January, February, March, and April, it showed the subsidies for myself and my ex. The IRS was requesting that I pay back the $4000 in subsidies. What I don’t understand is why I am being charged the total of the subsidies when my ex was also enrolled with covered California. He was the head of the household. I was under him under Covered California. Is there a way where I can be put on a separate 1095 A form for my part of the subsidies for those first four months of 2024? Am I really responsible for the entire total of the 4 month subsidies and not shared with my ex?
