"previous year medical expenses" was a typo. It should have been "previous years".
Since I never took any distribution when I was contributing, I had multiple years worth of medical expenses that I documented that more than offset my final distribution. None of those expenses were from 2024.
Yes, I told TurboTax that the entire distribution was for medical expenses.
The fact that TurboTax automatically populates line 13b is the gap. It should not automatically assume the distribution applies to current year medical expenses. There should be an additional question regarding whether it's for current and/or previous years.
The workaround that you suggested worked, but without reading your answers, I wouldn't have figured it out. I would have overpaid Federal and received a smallerr CA refund.
Thanks for your time and expertise.
