It seems you have a retirement plan at work and your income is above the MAGI therefore the deduction of the Traditional IRA contribution is limited for you. But your MAGI isn't above the limit for your spouse to make a deductible Traditional IRA contribution.
Please see IRA deduction if you are covered by a retirement plan at work for your MAGI limit and IRA deduction if you are not covered by a retirement plan at work for your spouse.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
