When you go through the HSA interview (Deductions and Credits->Medical->1099-SA, MSA, HSA). When you are asked "Was [name} covered by a High Deductible Health Plan (HDHP) in 2024?", check "No, I did not have coverage" if you had no HDHP at any time in 2024. But if you had HDHP coverage for at least 1 month in 2024, then check "I had different plans types at different times of the year."
If you answered with the first response above, then you will not have to check off month by month. If you did the second response, then you will have to check off HDHP for any month in which you had HDHP on the first day of the month, and NONE for all other months.
If you get into the Review and it complains that you have not entered Self or Family on line 1 (8889), enter Self just as a workaround. This should allow you to e-file.
This should complete form 8889.
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