MarilynG1
Expert Alumni

Deductions & credits

Neither the IRS nor TurboTax knows what your RMD should be.  They expect you and/or your plan administrator to make sure that the RMD is taken each year.  If she needed to take RMD in 2024, and received a distribution from that account, she should check with her plan.  The distribution she received may have actually included RMD (since this isn't noted specifically on the 1099-R).

 

Also, if she knows what her RMD for the year should be, and she had another distribution that was over that amount, she can indicate that her total RMD was taken from that account.

 

The IRS allows you to satisfy your RMD requirement by taking it from one account, or across several accounts.  As long as the total is taken during the year.

 

Here's more info on IRS Requirements for RMD's.

 

@kurmakote 

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