I need to withdraw excess contributions from my HSA account but my HSA provider says they may not be able to by the tax deadline. I am trying to understand if payroll deductions will be included as an Employer Contribution because in that case it seems like I would qualify for the 6 month after tax deadline grace period as is here:
https://www.irs.gov/instructions/i8889#en_US_2024_publink37971yd0e1392
Under Employer Excess Contributions
"Note: If you timely filed your return without withdrawing the excess contributions, you can still make the withdrawal no later than 6 months after the due date of your tax return, excluding extensions. If you do, file an amended return with “Filed pursuant to section 301.9100-2” written at the top. Include an explanation of the withdrawal. Make all necessary changes on the amended return (for example, if you reported the contributions as excess contributions on your original return, include an amended Form 5329 reflecting that the withdrawn contributions are no longer treated as having been contributed)."
