Hello. I refinanced a home mortgage in 2021 after my original purchase with a home mortgage in 2015. In prior years, TT applied the appropriate limits on refinanced mortgage deductions ($1M mortgage limit grandfathered). I'm answering the questions the same but TT seems to be disallowing 100% of mortgage interest in 2024 for some reason. I'm filing a joint return for 2024 using Home and Business as I have in prior years. As a result of not counting mortgage interest, TT says the standard deduction of $32,300 is best (includes both of us over age 65) even though I have over $43,000 in allowable interest, state property and sales tax up to the $10k limit, and charitable contributions. Can you please assist? Thank you.
