Deductions & credits

@MinhT1 don't you have to report that you withdrew the excess on the 2024 tax return, otherwise, you'll get hit with the 6% penalty????

 

what is not clear is how @krista316 withdrew the excess.  If as a request to the Administrator, then report it in 2024.  If withdrawing it as if there were medical expenses, then it's part of 2025 tax return.