TT already assigned me to the standard deduction and the charitable donations do not approach either the 30% or 60% mentioned. When I classify it as cash I get a $3000 deduction and if I classify it as mutual fund I get no deduction.
From Google...
Since Fidelity CharitableSM is an independent public charity, you are eligible for the maximum tax deduction for your charitable contribution: Cash gifts: 50% of Adjusted Gross Income (AGI) Publicly traded stock: 30% of AGI deductible at fair market value if held for one year or more.
