Hi -- Yes. I was the tenant. Renters insurance covered "my" property, but not the damage done to the unit itself. Insurance company had clauses in there about "damage caused by fire, lightning, tornado, but not "a sprinkler going off". Incompetence at the property management company, stupid people at the firm, and a few dumb lawyers that I hired had this go way too long. Eventually I settled. But I see the notes here that there is nothing I can do. I saw things about "Presidential declared emergencies", but this was not that. Oh well. Thanks
